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Hello Everyone,

it is the time of the year again where we offer you some performance updates of A Winsome Life and how we have been faring thus far.

Major Exclusive Events That We Were Invited to Attend and Cover Till Date: 12

McDonald’s Hello Kitty Launch, 2012
Golden Village Jurong Point Re-Opening [Featuring Marvel's The Avengers Movie], 2012
Greenwich Bloggers’ Amazing Race, 2012
Crocs Fashion Show, 2012
Hawker Kings’ Campaign at Food Republic @ 112 Katong, 2012
Evening Dinner/Cocktail Party At Grand Mercure Roxy Singapore Hotel, 2012
21 Jump Street Movie Invite, 2012
John Carter Movie Invite, 2012
The Lorax Movie Invite, 2012
Contraband Movie Invite, 2012
Real Steel Movie Invite, 2011
Blackberry Bold and Beautiful Event at Zouk, 2011

Major Public Events That We Attended and Cover Till Date: 10

Mosaic Music Festival at Esplanade, 2012
Wine Classics, A Wine Fair at Plaza Singapura, 2012
iLight Festival at Marina Bay, 2012
Career Fair 2012 at Suntec City Singapore, 2012
Bugis Street Art Project at Bugis Junction, 2012
F1 Race at Marina Bay Grandstand, 2011
COMEX at Suntec City Singapore, 2011
Voyage Night Festival at National Museum of Singapore, 2011
Night Lights Festival at Singapore Arts Museum, 2011
Singapore Toys Games Comics Convention, 2011

The above-mentioned events are all above and beyond our other normal movie reviews, restaurant reviews, and many other topics.

Since our inception in December 2011, we have had a total of 19,882 views so far and yes, we are definitely going to cross the 20,000 mark soon. The most number of views we had on 1 day is 1,007. Our average views per day currently stands at 128 and we are expecting the numbers to grow as the year goes by.

Well, what does all these facts and figures got to do with you?

If you have a product/event offering and you are looking for avenues to advertise your product/event, engaging bloggers like us can be a fantastic and terrific idea because the costs are relatively low as compared to traditional advertisement medias like your newspapers, radio, sms-es, magazines, televisions and etc. A simple advertisement on the local Straits Times can easily cost you a few thousand dollars while an online advertorial can easily cost you $2,000 per article per week.

So.. what are our advertising or marketing rates?

As of now, we are not charging a single cent for writing reviews, advertorials, and covers. For food reviews, we expect dining expenses to be covered. For movie and concert reviews, we expect to have complimentary seats. For covers on exhibitions that are arts-related [music, art, theatre and etc.] and events such as product launches and roadshows, we expect to have priority access. For product [health, electronics, clothing and etc.] and service reviews, we expect to have product trials and demonstrations.

Hence as you can see for yourself, it really doesn’t cost a great deal just to have an article published on our blog. However, we do have some precautions for you though; as we are an objective blog site, we are brutally honest with what we publish on our blog. This not only gives our readers/viewers a rather credible point of view from the consumers’ perspective but it would also allow for constructive feedback to be given by our readers/viewers so that you can improve your product and service offerings.

Some Information About A Winsome Life:

A Winsome Life is a lifestyle blog that covers a wide range of entertainment and lifestyle topics such as food, movies, finance, photography and many more!

About Melvin Lee:

Melvin Lee graduated from Shatec Institutes with a Diploma in Hotel Management and was the top student for the July 2007 Cohort. He enjoys serving the community, playing the guitar and drums, and is always on the move to check out the latest happenings in the local scene. Melvin also contributes to A Winsome Life as the main contributing blogger and he is never too tired to pen down his thoughts and opinions on wide-ranging topics. Currently, Melvin is pursuing his Honours in Marketing Management with Northumbria University, United Kingdom.

About Jacqueline Teo:

Jacqueline Teo completed her tertiary studies in the engineering field in 2008 and have been working in many MNCs ever since. She enjoys serving the community, checking out the latest fashion, and is always full of fresh ideas to bring about a transformation for A Winsome Life. Because of her love for photography, Jacqueline contributes to A Winsome Life as the main photographer. Currently, Jacqueline is working for C.A Technologies, an IT management software and solutions company with a deep expertise across all IT environments—from mainframe and distributed, to virtual and cloud.

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Hello Everyone,

Chinese New Year is coming soon and this Sunday itself, we will be having our traditional Chinese reunion dinner! In the last few days, I have been really busy with spring cleaning my room and thanks to my dearest mummy and baby, I was able to do my spring cleaning with much ease. So, my room is now finally all tidied up and organised, and I have donated two big bags of clothings to the Salvation Army.

To be honest, I am really excited about this coming Chinese New Year because more than just the significance of starting a new year, it is also a great time of celebration and family get-together. In fact, I am more excited about the Chinese New Year than the Normal New Year because the Chinese New Year celebrations brings with it many meaningful symbolisms and traditions.

Not just that, Baby and I celebrated our 1 year anniversary last Saturday and we really look forward to a greater new year of blessings and breakthroughs. Here are just some pictures of what Baby bought for me for our 1 year anniversary so that I could use them during Chinese New Year!

A Braun Buffel Lapel Series Wallet

From Anniversary & New Year 2012
From Anniversary & New Year 2012

And because Chinese New Year is coming, Baby suggested that we fix my car remote system as it was not really working properly.

2-in-1 Car Remote System by Soxxi Master

    From Anniversary & New Year 2012
    From Anniversary & New Year 2012

    It’s really kinda cool now that I only have to carry one item instead of two separate items.

    And yes, I also bought an extremely expensive Polo Ralph Lauren Polo T-Shirt for the first time in my life. This cost me $180, eh, well, not exactly me but my parents. =X

    From Anniversary & New Year 2012

    Well, I feel really blessed this coming Chinese New Year and I want to thank God for all these wonderful blessings!

    Also, I have put together some suggestions for you to start this Chinese New Year right.

    1). Forgive Those Whom Have Hurt You and Let Bygones Be Bygones

    To forgive someone whom have hurt you deeply is really tough. But the Bible says that we ought to forgive one another just as Christ have already forgiven us for our sins. Well, let those past hurts be put down and let bygones be bygones. No matter how tough it may be, seek God for His grace and let Him give you the peace in your heart to forgive those whom have hurt you.

    Colossians 3:13 [New International Version (NIV)]
    13 Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the Lord forgave you.

    1 John 1:9 [New International Version (NIV)]
    9 If we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness.

    2) Clear All Your Outstanding Bills

    This is really important if you want to be financially free from debts. In fact, don’t procrastinate in paying your bills but pay them all in full! And once you have paid all your bills, try not to accumulate them anymore and spend within your means. This way, you won’t be burdened with outstanding bills to pay and you can then set aside some money for your personal savings.

    Romans 13:8 [New International Version (NIV)]
    8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.

    3) Honour & Love Your Parents and Elders

    No matter how our parents may have treated us in the past, they are still our parents and we should honour them and love them because it is God’s commandment! If you have been rebellious to your parents in the past, make a commitment this Chinese New Year to obey them and to honour them. Parents may sometimes be naggy but they always and yes, absolutely always, have our interests at heart.

    Exodus 20:12 [New International Version (NIV)]
    12 “Honor your father and your mother, so that you may live long in the land the LORD your God is giving you.

    Well, that is all for this blog entry and I hope you have been blessed! Stay tuned for more updates!

    Oh, and here’s a video of the song, “My God Reigns” which was played by City Harvest Church. Hope it will bless you!

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Hello Everyone,

recently, I have been rather intrigued by the savings account introduced by the various banks just for youths/young working adults/students/teenagers. In this blog entry, I will be making a comparison between 3 banks, namely, UOB, OCBC, and DBS.

UOB Bank

UOB has introduced the TX account for a very long time now but I have no idea how many people have actually signed up for the account. In fact, it was one of the earlier savings deposit which introduced e-statement/online banking. Many years ago, I wanted to sign up for this account but have decided not as it didn’t quite appeal to me. By the way, the account is only available to students aged 16 to 21 years old and a minimum deposit of $100 is required. There is no fees that will be charged to you to maintain the account as there is no fall-below rate. The interest rate offered is only a miserable 0.05% per annum. For details, you can click here <–

DBS Bank

DBS has recently launched the DBS Remix e-Savings Plus account targeted at Young Adults aged 16-29 years old. [I have a feeling DBS launched this account because it wanted to compete directly with OCBC] No initial deposit is required to open this account and its also made available to foreign students studying in Singapore. There is no minimum balance requirement, with perpetual waiver of fall-below fee [honestly, I got this information from the website and I am quite confused. If there is no minimum balance requirement, why would there be a need for a perpetual waiver of fall-below fee? Hmm]. And, there will be a $2 fee for each cash withdrawal made over the counter at any DBS/POSB branches. Should you close the account within 6 months, there is an early closure fee of $20. Oh, and the daily interest rate is 0.05%. [similar to what UOB is offering] For details, you can click here <–

OCBC Bank

OCBC launched the FRANK account a few months back and this is one account which I have been eyeing on. The account is specially catered for Young Adults aged minimum 16 and there isn’t any age limit. No initial deposit is required to open this account and there is no minimum balance if you are aged 26 and below. If you are aged 26 and above, there will be a $2 monthly service fee if your average monthly balance falls below $1000. [which I believe will not be the case if you're a working adult who saves regularly] Should you close the account within 6 months, there is an early closure fee of $30. [yes, its higher than DBS Bank by $10 but why would you want to close an account in the first place if your intention was to save for the long-term?] Also, there is no fee for any transaction made over the counter at any OCBC branches. And the best part is this, the interest rate is 0.30% per annum [that is way better than what you get at DBS or UOB] But just for your information, the interest rate is for a promotional period only and would be subjected to changes without prior notice. But more than just that, the FRANK account comes with a powerful online tool to help manage your money wisely and you can choose from a wide variety of designs for your debit card too. [now that's really awesome] For details, you can click here <–

Conclusion?

Well, these 3 savings accounts offered by the respective banks are mainly targeted at young adults/youths/students and honestly, I feel that OCBC offers a savings account which is really unique and true to its own. The FRANK account is really full of benefits [higher interest rates, more functionality and practicality, lesser fees] and I would strongly recommend it to youths/teenagers/young adults who are looking for a dynamic and vibrant banking solution. Despite the fact that OCBC may have lesser ATMs than DBS/POSB, the advantage is that you hardly have to queue up for OCBC ATMs. Now, why wouldn’t you decide to switch over to OCBC today?

Footnote: Information as given here are updated as to the date this blog entry is published.

 

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